AirHelp takes 35% of your EU261 claim. Lawyers take 40% of your settlement. Sovereign Suite generates the exact same professional documents for a flat fee.
See it in 50 seconds
No lawyers. No percentage cuts. Just the same professional letters and dispute packages — for a fraction of what middlemen charge.
50 seconds · all tools
€7.8B+
paid out under EU261 since 2004
most passengers never claim
44M
renter households in the US
nearly all have lost deposit money
80%
of US medical bills contain errors
a single letter often fixes it
40%
of denied insurance claims reversed on appeal
most policyholders never try
Each Ghost replaces a service that charges a percentage — or a lawyer you can't afford.
Subscription cancellation + refund notices
Hard-to-cancel subscription? Cite FTC click-to-cancel protections and demand an immediate refund. Formal notice sent directly to the merchant with a bank dispute addendum.
Flight compensation claim letters
AirHelp charges 35% of your payout — up to €210 on a €600 claim. EU261 Ghost generates the same formal legal letter for a flat $19.99.
Free client-side PDF generation
Create a PDF in your browser with no upload, no account, and no server storage. Perfect for letters, receipts, and printable notes.
FDCPA debt validation + cease & desist letters
Debt collectors must prove a debt is valid before collecting — and stop contacting you when asked. Debt Ghost generates the correct FDCPA letter for your situation, addressed to the right office.
Security deposit dispute letters
Landlord kept your deposit for "cleaning" or "wear and tear"? AI scans your deductions for free and identifies the illegal ones. Pay $14.99 to generate a formal demand letter citing your state statute — landlords typically pay within 48 hours.
Credit card dispute evidence packages
Card issuers resolve disputes in your favor when you submit structured evidence. Chargeback Ghost generates a complete dispute narrative, evidence summary, and contact record — ready to upload.
Hospital billing error disputes
80% of US medical bills contain errors. Free AI scan identifies duplicate charges, unbundled procedures, and charges inconsistent with your treatment. $29 to generate a formal dispute letter citing the Hospital Price Transparency Rule and No Surprises Act.
Compliant passport & ID photos in seconds
Government-compliant passport photos for US, UK, Canada, and Australia — generated entirely in your browser. No upload, no server storage, no privacy risk. Webcam or file upload. Download your print-ready JPEG instantly for $4.99.
Property tax assessment appeals
30–60% of US properties are over-assessed. Free scan calculates your overpayment. $24.99 for a formal appeal letter citing your state statute — addressed to the correct appeals board. Ownwell charges 25% of savings every year. We charge $24.99 once.
Same result as hiring a service. Different business model.
Tell us what happened — a delayed flight, a withheld deposit, a debt collector calling. Our tools are built around specific consumer rights, not generic forms.
No subscriptions. No percentage of your recovery. AirHelp takes 35% of a €600 claim — up to €210. We charge $19.99. That's the entire business model.
A professionally structured letter citing the exact statute, addressed to the right party, delivered to your inbox as a PDF within 90 seconds.
Each new Ghost targets a market where middlemen currently take a percentage — or where consumers simply give up.
Denied insurance claim appeals
40% of denied claims are overturned on first appeal — insurers count on policyholders not appealing.
Data deletion and access requests
Every US resident has the right to delete their data from any company. Most companies ignore informal requests.
What Sovereign Suite is — and isn't
We are a document preparation service, not a law firm. We don't represent you and can't guarantee outcomes. What we do: generate the same professionally structured letters and notices that legal services charge 10–40× more for — based on the applicable statute, addressed to the right party, in the correct format. You submit. You keep 100% of the result.