About

Built by patients, for patients.

Sovereign Suite is a one-person studio shipping flat-fee document tools that replace overpriced middlemen. Medical Bill Ghost is one of nine live tools.

Sam Kumar

Sam Kumar

Founder · Sovereign Suite

I'm a solution architect who turned founder after watching family members get crushed by errors on hospital bills and percentage-fee “help” services that took half the win. I build the tools I wish my parents had.

Reach me at curatedmcp@gmail.com.

Why flat-fee?

The dominant medical-bill help services charge 15–30% of any reduction they negotiate. On a $5,000 win that's $750–$1,500. The work is mostly the same regardless of the size of the bill, so the economics of a flat fee make more sense for the patient. We charge a single $29 to draft a federal-rule-cited dispute letter and an escalation appendix. You keep 100% of any reduction you secure. If our letter doesn't produce a usable outcome within 30 days, we refund the fee.

What this is — and isn't

This is

  • · A document-preparation tool
  • · A rule engine that cites real federal statutes
  • · A flat $29, one-time
  • · Privacy-first — your image is processed once and not stored

This isn't

  • · A law firm or legal-representation service
  • · A guarantee of any specific outcome
  • · A subscription or recurring charge
  • · Storing your bill or PHI in any database

Press, partnerships, or feedback

Working on a story about patient billing? Running a hospital, clinic, or patient-advocacy nonprofit? I'd love to hear from you.

curatedmcp@gmail.com

Scan my bill — free →